Oxford Benefit Management is a division of Oxford Health Plans. The goal of OBM is to provide one-stop shopping for brokers, employers, and members of existing Oxford health plans. Through OBM, participants can select and manage benefit packages including dental and vision plans, health discount plans, employee assistance programs, and life insurance to add to existing health benefit packages. For employers, this service is especially beneficial as it cuts down on administrative labor hours for human resource departments and human resource employees. Through the OBM portal, employers can select specialty benefits from numerous vendors under contract or otherwise associated with Oxford or UnitedHealthGroup.
Oxford Health Plans, the parent company of Oxford Benefit Management, is owned by UnitedHealth Group, one of the largest providers of insurance and healthcare coverage in the United States. As such, through OBM, employers and insurance brokers are able to add on specialty coverage options available from UnitedHealth Group vendors and companies. Some of the coverage options include:
1. Unimerica Workplace Benefits. Underwriters for Unimerica benefits have all been rated A to A+ by A.M. Best or Standard and Poor's. These specialty Oxford health plan services include life insurance policies for employers to offer employees, as well as other services.
2. Optum Health. When an employer needs employee assistance programs, Optum Health offers services, referrals, and educational resources both online and off. Whether employees need resources and support for issues relative to their children, caring for elderly parents, or dealing with a chronic health condition, OBM members can access the services offered via Oxford Health Plans' association with Optum Health.
3. UnitedHealthCare Vision and Dental plans. Participants in Oxford Health Plans' OBM program provide employers and brokers with access to UnitedHealthCare Vision and UnitedHealthCare Dental plans. These plans provide employees and participants with 100% coverage of preventative dental care as well as other dental benefits. Likewise, vision care is covered through UnitedHealthCare vendors such as Sam's Club, Sterling Optical, and other national vision care providers.
4. UnitedHealth Allies. Discounts on LASIK procedures, weight control, gyms, cosmetic dentistry, and many other services not covered under traditional health insurance plans are provided to OBM members through UnitedHealth Allies. This specialty discount program also features the ability to obtain discounts on over the counter medications, vitamins, and other pharmaceutical supplies from the UnitedHealth Allies Marketplace online.
These additional programs, specialty coverage plans, and discount programs are intended to enhance the services offered by Oxford Health Plans, as well as provide easy management of benefits to further reduce costs to employers and brokers.
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Sean L Johnson is a journalist for Health Insurance Buyer a referral service that refers consumers to the insurance carriers that can best fit their wants and needs. Get a free Health Insurance Quote [http://www.health-insurance-buyer.com] today, you can save up to 50% on your monthly premium
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